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Gold chains, rings, and a gold watch ready to be evaluated for sale

Gold Buying · Milford, Ohio

Sell your gold to Kirk & Company Jewelers.

When it’s time to part with gold jewelry, coins, or pieces you no longer wear, Kirk & Company offers a transparent, respectful experience you can trust. Our knowledgeable team will evaluate your items carefully, explain the process clearly, and provide honest guidance so you can feel confident in your decision.

Make an Appointment →Call (513) 575-5475
  • Free evaluation
  • Live market pricing
  • Same-day payment by check
Gold jewelry in a Kirk & Co Jewelers tray

Local and trusted

Local Gold Buying from a Jeweler You Can Trust

If you have gold sitting in a drawer that you no longer wear, jewelry from an estate, broken pieces that have been waiting for someone to do something with them, or coins you are ready to part with, we can help.

We buy gold in our store. The evaluation is free. The offer is based on live market pricing. If you accept, you walk out with payment the same day.

At Kirk & Company Jewelers, we have been buying gold from our neighbors in the Cincinnati area for decades. We are a third-generation, family-owned jewelry store. We have been in business since 1991 and have called Milford, Ohio home since 2007. We serve clients across Milford, Madeira, Indian Hill, Mason, Loveland, and the greater Cincinnati area.

What gold we buy

Any condition. No sorting needed.

We buy gold in any condition. You do not need to clean, polish, or sort anything ahead of time.

  • Gold jewelry of all kinds, including rings, chains, bracelets, earrings, pendants, charms, and brooches
  • Class rings, signet rings, and graduation jewelry
  • Broken, damaged, or mismatched gold pieces
  • Single earrings that lost their match
  • Gold coins, including American Eagles, Krugerrands, Canadian Maple Leafs, British Sovereigns, and others
  • Gold bullion bars
  • Scrap gold, including broken chains, twisted pieces, and melted lumps
  • Gold dental work, including crowns, bridges, and gold caps
  • Gold from estates or family collections

Unsure whether something is actually gold? Bring it in. We will test it for you, no charge.

Live gold market price on a trading screen

How we determine your offer

Three factors. All shown to you.

  1. 01

    Karat (purity)

    Gold is sold by purity. The higher the karat, the higher the gold content by weight, and the higher the value per pennyweight.

  2. 02

    Weight

    We weigh every item on a calibrated jeweler’s scale in pennyweights, abbreviated dwt. One pennyweight equals approximately 1.555 grams. For coins and bullion, the stated weight is our starting point, and we verify against the actual weight.

  3. 03

    Live market price

    Gold’s spot price moves throughout the trading day. Our offers are based on the current live market price, with a margin that covers handling and refining costs. We will walk you through the math so you understand exactly how we arrived at the number.

The process

What to expect when you come in.

If you accept, we pay you by check the same day.

Make an Appointment →
  1. 01

    Walk in or schedule an appointment

    Small quantities, such as a handful of pieces, one coin, or a single bracelet, usually do not need an appointment. For larger collections, estate items, or coin collections, we recommend booking ahead.

  2. 02

    We evaluate your items in front of you

    Nothing leaves your sight. We test purity, weigh each piece, and explain what we are seeing.

  3. 03

    We present a written offer

    You see exactly how the offer was calculated.

  4. 04

    You decide

    There is no obligation. Our offer is valid the same day, based on that day’s gold spot price.

  5. 05

    Take your time if you need it

    If you want time to think it over, take your gold home. When you return, we will re-test and re-weigh, then present a new offer based on the current market.

Why sell to a local jeweler

Why Sell Your Gold to a Local Jeweler

Mail-in services and pop-up gold buyers exist, and so do pawn shops. Here is why selling to a local, established jeweler is often the better choice.

  • 01

    You evaluate the evaluator

    We are a brick-and-mortar jewelry store, not a mail-in service or a temporary gold-buying booth. You can walk in, meet the people doing the evaluation, ask questions, and see exactly how your offer is calculated. If something feels off, you take your gold home.

  • 02

    Trained eyes

    Our team includes trained jewelers, designers, and a gemologist. We recognize and properly value designer pieces, signed vintage jewelry, intact gemstones, and unusual items that a high-volume scrap operation might overlook.

  • 03

    Same-day payment

    You receive your payment the same day, by check. No waiting weeks. No mail-in process. No “hold while we ship to a refinery.”

  • 04

    Honest pricing, in plain terms

    Our offers are based on transparent live market pricing. We will show you the math. We do not pressure, and we do not use lowball anchor tactics. If our offer is not right for you, you take your gold home with no obligation.

  • 05

    The option to reinvest

    Apply your gold payout toward a custom piece, a repair, or other work at our store and receive 20 percent additional credit. Selling becomes the start of something new instead of just an end.

  • Ready when you are.

    Walk in with a few pieces, or book time for a larger collection.

    Make an Appointment →
Gold estate jewelry including chains, hoops, and a coin pendant

Estates and collections

Bringing in a Larger Collection

  • An estate of multiple pieces
  • A gold coin collection
  • A combination of jewelry, coins, and bullion
  • Pieces that need careful evaluation, such as heirloom signed jewelry, designer pieces, or vintage jewelry

We recommend scheduling an appointment. One of our team members can give your collection the time and attention it deserves. Estate evaluations sometimes take an hour or more, and we want to be thorough.

Make an Appointment →
A custom bezel-set oval diamond ring by Kirk & Company Jewelers

Reinvesting your payout

Sell gold. Start something new.

Some clients come in to sell gold and leave with the start of something new. Common ways clients reinvest:

  • A custom-designed piece, with the payout applied as credit and a 20 percent additional credit on top
  • For yellow gold projects, the option to incorporate a portion of your heirloom gold directly into the new cast piece, up to 50 percent heirloom gold, with at least 50 percent fresh gold to maintain quality
  • Repair or restoration of a piece they want to keep, with the same 20 percent additional credit
  • A trade toward a finished piece in our case

If you are parting with gold from a family member or an estate and want to honor what you are letting go, redesigning into something new is often the most meaningful path forward. We can talk through your options during the same visit.

Our Custom Process →Our Repair Services

Before you visit

What We Do Not Buy

We are transparent about this so you do not make a wasted trip.

  • Gold-plated items, which only have a very thin outer layer of gold and not enough to refine
  • Gold-filled items, which have slightly more gold than plated pieces, but typically not enough value to justify an offer
  • Costume jewelry and items that look like gold but are not
  • Items where we cannot verify the gold content

If you bring in items we cannot accept, we will tell you why and you can take them home. There is no charge for the evaluation, even if we cannot make an offer.

Just two things

What to Bring

  • Your gold items, in any condition
  • A valid government-issued photo ID

ID is required by law for any precious metal transaction. This includes Ohio state law and federal anti-money-laundering regulations. We document each transaction as required and keep your information secure.

If you have appraisals, receipts, or any documentation for the pieces, bring those too. They can help us identify signed or designer items that may carry additional value beyond their gold content.

Frequently asked questions

Good questions. Honest answers.

Still wondering about something? Call or text us at (513) 575-5475.

How do I know I am getting a fair price for my gold?

We base our offers on live market pricing for gold, accounting for purity, weight, and refining costs. We will show you the math behind your offer so you understand exactly how we arrived at the number. If you want to compare offers from other buyers, we encourage it. We want you to leave confident in your decision.

What karat gold do you buy?

We buy gold in all karats commonly found in jewelry and bullion: 10k, 14k, 18k, 22k, and 24k. We also buy gold coins, gold bullion, and gold dental work. Higher karat gold has a higher value by weight because it contains more pure gold.

Do I need an appointment to sell gold?

For small quantities, such as a handful of pieces, one coin, or a single chain, no appointment is needed. Walk in during store hours and we will evaluate your items. For larger collections, estate items, or coin collections, we recommend scheduling an appointment so we can give your items proper time and attention.

How long does the evaluation take?

For one or two simple pieces, plan for about 15 minutes. For larger collections or estate items, allow 30 to 60 minutes. We will tell you up front how long we expect the evaluation to take.

How will I be paid?

Payment is by check, issued the same day. If you accept our offer, you leave with payment in hand.

Can I bring gold from an estate or inheritance?

Yes. Estate gold is a significant part of what we evaluate. If you are settling an estate or working through a family member's belongings, we can help. For estate-sized collections, please schedule an appointment so we can give the evaluation the time it deserves.

Do you buy gold-plated or gold-filled items?

Typically no. Gold-plated items have only a very thin gold layer that is not practical to refine. Gold-filled items have slightly more gold but usually do not contain enough to justify an offer. If you are unsure whether your item is solid gold, plated, or filled, bring it in and we will test it and tell you what you have.

Do you buy gold dental work?

Yes. Crowns, bridges, and gold caps are accepted. We evaluate based on weight and purity, the same as any other gold item.

Do you buy gold coins?

Yes. We buy gold coins including American Eagles, Krugerrands, Canadian Maple Leafs, British Sovereigns, and many others. For certain coins, numismatic value (collector premium beyond gold content) is also considered. Bring them in and we will identify and evaluate them.

What is a pennyweight and why do you use it?

A pennyweight (abbreviated dwt) is the traditional unit jewelers use for weighing precious metals. One pennyweight equals approximately 1.555 grams. We weigh every item in pennyweights on a calibrated scale in front of you and show you the readout.

How do you test gold for purity?

We use multiple methods depending on the piece. Markings inside the item (10k, 14k, 18k, 585, 750) are an initial guide, but markings are not always accurate or present. We confirm purity through electronic testing and acid testing as needed. Every piece is tested before we make an offer.

Is there a fee for the evaluation?

No. Evaluations are free, with no obligation. You can come in, get a written offer, and decide whether to accept or take your gold home. There is no charge either way.

What if I want to use my gold payout toward a new piece or repair?

We offer 20 percent additional credit when you apply your gold payout toward custom jewelry design or repair work. This is one of the most meaningful ways to part with heirloom gold: transforming it into something new for the next chapter.

Can I have a new piece made from my own gold?

For yellow gold projects, yes. We can incorporate a portion of your heirloom gold directly into a new cast piece. To maintain quality and structural integrity, any cast piece must be at least 50 percent fresh gold, with up to half coming from your heirloom pieces. For white gold, rose gold, or projects where direct incorporation is not the right approach, we apply the value of your gold, plus the 20 percent additional credit, toward your new piece, which is then made from refined gold of the appropriate alloy. We will walk you through which approach makes the most sense for your project during your consultation.

Do I need to bring identification?

Yes. A valid government-issued photo ID is required by Ohio state and federal law for any precious metal transaction. We document the transaction as required and keep your information secure.

Can I sell gold even if some pieces are broken or damaged?

Yes. Condition does not matter for gold buying. Broken chains, twisted pieces, single earrings, and damaged rings all have value based on weight and purity. There is no need to clean, polish, or repair anything before bringing it in.

Why work with Kirk & Company Jewelers?

We are family-owned and third-generation. We have been in business since 1991 and in Milford since 2007. Our team includes trained jewelers, designers, and a gemologist. We pay same-day by check, our offers are based on transparent live market pricing, and we are happy to walk you through how every offer is calculated. If our offer is not right for you, there is no obligation. We do not pressure.

Privacy & compliance

Handled with discretion.

We treat every evaluation with discretion. Estate sales, divorce-related sales, and other sensitive situations are handled confidentially.

As a licensed precious metal dealer, we follow Ohio state law and federal regulations for all transactions. Your information is recorded as required by law and held securely.

A client reviewing gold jewelry with a jeweler at the counter

Next step

See what your gold is worth today.

Walk in with smaller quantities, or make an appointment for larger collections. The evaluation is always free.

Make an Appointment →Call (513) 575-5475

117 Main St · Historic Downtown Milford, Ohio

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