Jewelry Insurance And Care Plans
Learn about Jewelry Insurance & Care Plans
Insurance & Care Plans · Milford, Ohio
Protect the pieces you love.
We recommend insuring your fine jewelry through Jewelers Mutual, a company that works specifically with jewelry and offers competitive rates for coverage against loss, theft, and damage. Alongside insurance, we offer Jewelers Mutual Care Plans on qualifying purchases to help keep your piece in its best condition over time. Already have a Care Plan? We can care for your jewelry no matter where your plan was purchased.
- Jewelers Mutual recommended
- Loss, theft, and damage coverage
- Care Plans on qualifying purchases
- Care Plans welcome, wherever purchased

Why Kirk & Company
Why Choose Kirk & Company for Insurance Guidance
We work with Jewelers Mutual on a regular basis and can help you understand what coverage makes sense for your piece before you ever file a claim.
- 01
Insure with Jewelers Mutual
Coverage against loss, theft, and damage from a company that works specifically with jewelry.
- 02
Add a Care Plan
Available on qualifying purchases made entirely of new components.
- 03
Keep it in its best condition
Regular cleaning, inspection, and prong checks help catch small issues early.
Two kinds of protection
Insurance and Care Plans work together.
Protection if something happens
Insurance through Jewelers Mutual protects your piece against loss, theft, and damage.
Care that helps prevent problems
A Care Plan is a separate maintenance program that includes ongoing cleaning and inspection to help prevent problems before they start.
What’s included with a Care Plan
Ongoing care, built in.
Regular cleaning and inspection
Prong and setting checks
Ongoing maintenance to catch small issues early
Serving Milford and Greater Cincinnati. We help clients throughout Milford, Indian Hill, Mason, Loveland, and the greater Cincinnati area understand their jewelry insurance and Care Plan options.
Already have a Care Plan?
Bring it to us, wherever you bought it.
If you have a Care Plan, we can care for your jewelry here in Milford, regardless of where the Care Plan was purchased. Bring your piece and your plan information, and our team will take it from there.
Care Plan note
Which pieces qualify?
Jewelers Mutual Care Plans apply only to pieces made entirely of new components. Pieces that incorporate a family heirloom or an existing stone are not eligible for a Care Plan, though we are always happy to clean and inspect them as part of our regular service.
Related services
More ways we care for your jewelry.
Frequently asked questions
Good questions. Honest answers.
Still wondering about something? Call or text us at (513) 575-5475.
I bought my Care Plan somewhere else. Can you still care for my jewelry?
Yes. We can care for jewelry for anyone with a Care Plan, regardless of where the Care Plan was purchased. Just bring your piece and your plan information.
What is the difference between jewelry insurance and a Care Plan?
Insurance through Jewelers Mutual protects your piece against loss, theft, and damage. A Care Plan is a separate maintenance program that includes ongoing cleaning and inspection to help prevent problems before they start.
Is my custom engagement ring eligible for a Care Plan?
Yes, as long as it is made entirely of new components. Pieces with a family heirloom or an existing stone are not eligible.
Do I need an appraisal to get insurance?
Requirements vary by policy. We can help point you toward what Jewelers Mutual needs for your specific piece.
What if my ring includes a stone from a family piece?
It will not be eligible for a Care Plan, but we are still happy to provide ongoing cleaning, inspection, and prong checks to help protect it.
Next step
Questions about coverage? Ask us.
Stop in, or request an appointment using the form below.
117 Main St · Historic Downtown Milford, Ohio
Schedule an Appointment for Jewelry Insurance & Care Plans
Complete the form below to schedule an appointment for this service. A member of staff may follow up to confirm.